Supplemental Health Insurance Overview
Supplemental insurance can help offset out-of-pocket medical costs, allowing you to further protect your health and financial security. The supplemental plans offered to you through Marsh Driver Benefits, provided by EOI Service Company, are a part of your overall benefits package because we want to help you maintain a high quality of life for yourself and your family.
EOI Service Company is a national benefits communication and enrollment firm that brings over 38 years of experience to the design, communication, and enrollment of core and voluntary benefits and other value-added services. They have helped over 1,500 employers increase the effectiveness of their employee retention strategy through these insurance offerings.
EverydayCARE and Benezon TeleMedicine
We are proud to introduce EverydayCARE through Redirect Health, a Minimum Essential Coverage (MEC) plan that provides coverage for everyday medical needs such as preventive services, doctor’s office visits, urgent care, and prescription drugs.
Benezon TeleMedicine Plan
Skip the waiting room and receive treatment through a licensed physician anywhere, anytime. Benezon TeleMedicine Plan Features:
- Receive treatment and prescriptions for certain illnesses, such as the Flu, Bronchitis, sinus infections, allergies, and more.
- Convenient one-stop shop mobile app.
- 24/7/365 access.
- No consult fee.
- Video consult option available.
- Savings on Rx Prescriptions.
- Gain access to the Benezon Patient Advocacy Program, which allows you to receive professional help with navigating the healthcare system.
Aflac Term Life Insurance helps address your loved ones’ immediate and future financial needs following your death. Immediate needs can include burial/funeral expenses, uninsured medical costs, and current bills and debts.
Future needs could include education plans, ongoing family obligations, emergency funds, and retirement expenses. Group Term Life Insurance from Aflac provides a death benefit for a specific length of time and coverage expires at the end of the term.
Maintain your smile through a robust dental plan without answering medical questions. Aflac Dental Insurance Features:
- Guaranteed Issue — you can elect coverage for yourself, your spouse, and your children without answering medical questions.
- Benefits are paid directly to you depending on the treatment, procedure, or examination you receive.
- No deductibles or co-insurance.
- No networks — employees have their choice of dentists.
- Pays regardless of any other insurance programs.
- Orthodontic and Cosmetic Benefit riders available.
Have you considered what would happen if you became disabled and couldn’t go to work? How would you pay the bills that won’t go away just because your paycheck is gone? This is where Aflac Disability Advantage insurance can make the difference. The plan ensures that you will still have a source of income and a financial cushion to help take care of your bills while you’re taking care of yourself.
With heart attacks affecting more than 900,000 people each year and strokes affecting about 795,000 people each year, Aflac’s Critical Illness insurance plan can help with the treatment costs of these illnesses and health events. More importantly, the plan helps you focus on recuperation instead of the distraction and stress over the costs of medical and personal bills.
No matter how good your major medical insurance is, when you’re hospitalized for an injury or illness, you can expect to have medical expenses and out-of-pocket costs that are not covered. Without a financial plan in place, you could have difficulty paying for high out-of-pocket costs resulting from an accident or illness as well as everyday expenses such as mortgage, rent or car payments, transportation, groceries, and child care.
A Hospital Indemnity Insurance plan from Aflac provides cash benefits paid to you (unless otherwise assigned) to use as you see fit. The benefits are predetermined and paid regardless of any other insurance you may have.
What would the financial impact of an injury mean to you? Are you prepared for high medical costs in addition to everyday household expenditures and lost wages? Out-of-pocket expenses associated with an accident are unexpected, but an accident’s impact on your finances and your well-being certainly can be reduced.
It’s reassuring to know that an accident insurance plan from Aflac can be there for you through the many stages of care, from the initial emergency treatment or hospitalization, to follow-up treatments or physical therapy.