Employment Practices Liability (EPL)

Damages from a wrongful termination suit can cripple your business. Protect yourself - and lower your possibility of risk.

Employment Practices Liability Overview

Your employees can be one of your greatest assets. Unfortunately, they can also be one of your greatest risks—especially in an age when employment-related claims and lawsuits are on the rise.

Employment practices liability insurance can help. Whether frivolous or not, it is designed to protect your business from claims and lawsuits alleging:

  • Sexual harassment
  • Discrimination
  • Wrongful termination or discipline
  • Failure to hire or promote
  • Defamation

Employment Practices Liability Insurance Customized for Your Business

Hallmark Cards worked exclusively with Marsh Sponsored Programs to develop an employment practices liability insurance plan for Hallmark retailers. Take a closer look at five reasons why many of your fellow retailers are protecting their business.

  1. Save time and avoid the hassle of shopping around.
    As a Hallmark retailer, everything needed to protect your business can be purchased from a single, reliable source.

  2. Customize a plan that’s the right fit for your business.
    Instead of one-size-fits-all coverage, you have the flexibility to customize a plan that meets your business’s needs and individual requirements—not someone else’s.

  3. Pay less for the best coverage available.
    As the only business insurance plan fully endorsed by Hallmark Cards, you can rest assured you’re paying the most competitive rates without sacrificing quality service.

  4. Keep costs down with expert claims and loss control services.  
    Proven, efficient claims handling from a team of experts who know your business is just one of the program’s many advantages. You can also reduce the potential for losses with on site loss control assessments and ongoing risk management advice.

  5. Enjoy fast, friendly service from a team of insurance experts.
    As a program participant, you can look forward to excellent service and fast, full-service enrollment. 

Get a free, no-obligation quote right now!

To request a free, no-obligation quote, call and speak with a Hallmark Retailers’ Insurance Program representative. Or, for added convenience, you can request a free consultation online.

FAQs

Do I really need Employment Practices Liability Insurance for my business?

Yes. Whether you have two employees or two hundred, you’re at risk for an employment-related liability lawsuit. Even if the lawsuit against you is a frivolous one, your defense costs can add up fast.

What does Employment Practices Liability Insurance cover?

Employment Practices Liability Insurance typically covers your defense costs, judgments and settlements (up to your policy’s limits) if an employee sues you for:

  • Sexual harassment
  • Discrimination
  • Wrongful termination
  • Failure to hire or promote
  • Defamation
How can I learn more about customizing a plan for my business?

Simply call a Hallmark Retailers’ Insurance Program representative today at +1 800 588 7524 for more information and a free, no-obligation quote. Or, for added convenience, you can request a free consultation online.