What We Do

Customized coverage, proven results.

Since every organization is unique, none of our programs are “one-size-fits-all.” What’s more, we can match our service team size and skill as your business changes. From the broad array of services that we provide, you can pick and choose the ones that best meet your needs — or combine them as part of an integrated solution.  Among our most important capabilities: 

Creating Comprehensive Insurance Programs

We can develop, implement, and manage an insurance program exclusively for your independent contractors, affinity groups, and franchisees. When they are better protected, so are you. 

How we can help

  • Design innovative insurance coverage that aligns with your independent contractor operating agreements to reduce litigation, financial, and reputational risk.
  • Provide real-time data and analytics on insurance program participation, loss ratios, claims, and other metrics so you can better understand your risk profile.
  • Broaden program participation with policies that provide more coverage, higher limits, and better pricing specific to your business risk.
Delivering Innovative Insurance Products

We can help you design, market, and support a broad array of insurance products. That enhances your organization’s value and may provide it with a significant new income stream.

How we can help 

  • Design exclusive coverage options or enhancements to a core insurance program to help increase affinity group membership and customer engagement.
  • Secure broader coverage and better rates by leveraging our deep carrier relationships for your members, customers, or employees.
  • Drive additional revenue to help grow your business.
Providing Best-In-Class Support

We can help you reduce the administrative burden of running an in-house insurance program. That frees up time and resources that you can devote to core business needs. 

How we can help

  • Provide end-to-end customer support, including personalized advisors, billing and settlement services, insurance underwriting services,insurance regulatory fulfillment, and more.
  • Build online or advisor-based enrollment platforms that can improve efficiency and enhance the customer experience.
  • Develop personalized and targeted messaging, branded collateral, and behavior-driven messaging that improve participation rates.
Developing Proven Risk Management Solutions

We can help you create a captive insurance program, develop customized risk mitigation and loss control strategies, and more. That can make your insurance program more attractive, flexible, and efficient — and potentially turn it into a revenue stream. 

How we can help

  • Provide world class expertise in all aspects of transforming into guaranteed cost plans into risk participation plans, including captives.
  • Develop specialized risk mitigation programs and tools, such as worker safety seminars, risk metrics, and insurance requirement monitoring.
  • Leverage deep relationships with carriers, investors, and Marsh & McLennan sister companies to create and scale programs to match your needs.