Workers' Compensation

In the food service industry, there is no shortage of potential hazards and risks that employees face. Food service employees could be harmed on the job while simply carrying out their daily work.

Workers' Compensation Overview

Workers' compensation is typically a mandatory type of business insurance that protects employees who become injured or ill while on the job by providing medical coverage and income replacement. It also protects employers who are being sued by employees for workplace conditions that cause work related injury or illness.

The workers’ compensation environment is growing increasingly complex and challenging as new issues continue to arise. Prescription drugs, marijuana legalization, an aging workforce, and a stream of legal and regulatory changes are all contributing to more complex workers’ compensation claims and higher costs.

By combining proprietary data analytics and knowledge of the marketplace, we can help you improve and differentiate your risk profile, stay current on workers’ compensation issues, and reduce your total cost of risk.

FAQs

Answers about the policy, including eligibility, options, enrollment, customer service and more.

Tell me about workers' compensation.

Workers' compensation not only offers valuable coverage for employees who are injured on the job or while performing work-related duties, it also protects your business! Workers' compensation can:

  • Pay for medical expenses.
  • Provide a portion of lost income.
  • Protect you from lawsuits filed by employees injured on the job.
Who is the insurer?

Marsh Sponsored Programs supports the National Owners Insurance Team (NOIT) endorsed Workers' Compensation Program. Coverage provided by any of the three participating insurers - Berkshire Hathaway Guard, Employers Insurance Group, and Protective Insurance Company - meet the requirements the McDonald’s Owner/Operator Umbrella Liability Program.

Who is eligible and how do I apply?

Most US Franchisees are eligible for the program

Applying for coverage is easy! Contact an account manager today or apply through the program portal

Is there an installment plan available?

Yes!  Each participating insurer provides financing options.

Call +1 800 323 4195 to speak with an account manager about your options.